How to Get an Interest-Free Loan Up to 1 Million (10 Lakhs)? Easy Application Process

(Digital Itla) Under the Punjab Government's "Apni Chhat, Mahfuz Chhat 2026" (My Roof, Safe Roof) scheme, interest-free loans of PKR 500,000 and PKR 1,000,000 are being offered for home repairs and extensions:

• Home Repair / Strengthening: PKR 500,000 loan, repayable over 9 years at PKR 4,700 per month.

• Home Extension (Second Floor): PKR 1,000,000 loan, repayable over 9 years at PKR 9,300 per month.

How to Apply: Applicants can register online via acag.punjab.gov.pk or submit handwritten applications at the offices of Deputy Commissioners, Assistant Commissioners, or the Punjab Housing and Town Planning Agency.